Coping with the Emotional Impact of Unemployment

Surviving Financially when Unemployed

Options When You Can’t Meet Your Financial Obligations

Unemployment Compensation

Changing Jobs?  Take Your 401k and Roll It

Considering a New Employment Opportunity

Evaluating a New Job Offer

Deciding What to do with Your 401k

Financial Planning for Job Change

Frequently Asked Questions

  • I can’t pay my bills.  Should I declare bankruptcy?
  • I am behind on my mortgage payments.  Will my lender begin foreclosure proceedings?
  • How can reduce my spending?
  • Can I take money from my IRA without any penalty?
  • I need money–can I take funds from my IRA?
  • What’s a premature IRA distribution and what happens if I make one?
  • I’m getting laid off.   How am I going to survive financially until I find another job?
  • I don’t have the cash to pay my taxes.  What can I do?
  • What penalties and interest will I be charged for paying and filing my federal income taxes late?
  • Are withdrawals from a cash value life insurance policy ever tax free?