ANSWERS JobSeeker QUESTIONS

Coping with the Emotional Impact of Unemployment

Surviving Financially when Unemployed

Options When You Can’t Meet Your Financial Obligations

Unemployment Compensation

Changing Jobs?  Take Your 401k and Roll It

Considering a New Employment Opportunity

Evaluating a New Job Offer

Deciding What to do with Your 401k

Financial Planning for Job Change

Frequently Asked Questions

  • I can’t pay my bills.  Should I declare bankruptcy?
  • I am behind on my mortgage payments.  Will my lender begin foreclosure proceedings?
  • How can reduce my spending?
  • Can I take money from my IRA without any penalty?
  • I need money–can I take funds from my IRA?
  • What’s a premature IRA distribution and what happens if I make one?
  • I’m getting laid off.   How am I going to survive financially until I find another job?
  • I don’t have the cash to pay my taxes.  What can I do?
  • What penalties and interest will I be charged for paying and filing my federal income taxes late?
  • Are withdrawals from a cash value life insurance policy ever tax free?